We understand that being involved in a car accident can be a stressful experience, especially if the other driver is uninsured. In California, all drivers must have liability insurance, but unfortunately, not everyone complies with this requirement. This article aims to provide you with a comprehensive guide on what to do after being hit by an uninsured driver in California.
Report the Accident to the Police
The first step you should take after being hit by an uninsured driver is to report the accident to the police. Contact the local police department and inform them of the accident, providing as many details as possible, including the location, time, and any injuries sustained. The police will document the accident and create a police report that you can use to support your claim.
Seek Medical Attention
Even if you do not believe that you have been injured in the accident, it is crucial to seek medical attention. Sometimes, the symptoms of an injury can take time to appear, and it is always best to get checked out by a medical professional. Additionally, medical records can be used as evidence to support your claim.
Gather as much information as possible from the other driver, including their name, contact information, and driver’s license number. If there were any witnesses to the accident, try to obtain their contact information as well. Take photos of the damage to both vehicles, the location of the accident, and any injuries sustained. This evidence can be useful when making a claim.
Notify Your Insurance Company
Contact your insurance company and inform them of the accident. Even though the other driver is uninsured, your insurance company may still be able to cover the damages under your uninsured motorist coverage.
Consult an Attorney
Consulting with an experienced attorney can help determine your legal options and how to proceed. They can advise you on the best course of action to take and provide legal representation if necessary.
File a Claim
If you have uninsured motorist coverage, you can file a claim with your insurance company to cover the damages. Be sure to provide all the evidence and information you have gathered, including the police report, medical records, and photos of the damage.
Being involved in an accident with an uninsured driver can be a stressful experience, but there are steps you can take to protect yourself. By following the steps outlined in this article, you can ensure that you are taking the necessary actions to protect yourself and get the compensation you deserve. Remember to stay calm, gather information, and seek professional help if necessary.